First National Bank Omaha Visa Card Access Code and Reservation Number Guide

The First National Bank of Omaha Visa card is provided through a prescreened offer letter. This Visa card offer is not like the other credit card offers which are an introductory offer that has a period of 6 months to 18 months. This a lifetime card offer.

Features of the FNBO Visa Card

  • No annual fee.
  • There will be a 0% introductory APR (Annual Percentage Rate) on purchases.
  • The APR (Annual Percentage Rate) will be fixed for life to a 5.99% interest rate on any balance transfers made within the first three billing cycles after the account is open until it is not paid in full.
  • A 4% fee is charged on each balance transfer with a minimum of $10 which is applied only for the first three billing cycles. After that, it will increase up to 5% with a minimum of $10 on each balance transfer.
  • More details at

If the 0% introductory rate is really appealing and you are thinking of purchasing farm tools, KubotaCreditUSA might be more appropriate as they have loans with 90 days interest-free.

3 ways to apply for the First National Bank of Omaha Visa Card

  1. You can visit
  2. You can call 800-734-5944
  3. You can fill out the application form which is included with your pre-screened offer letter and mail it back.

In all 3 cases, you will need to quote the access code and reservation number which is included in your prescreened offer letter.

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