TJMaxx Credit Card

TJMaxx Credit Card Login, Payments, Application and Customer Service Guide

T.J. Maxx is a well-known brand across the USA. Shoppers can cut costs by using the store’s credit card.

It is simple to make a login on your card. You can log in to the T.J. Maxx webiste to make online payments. If you are trying to obtain extra credit for T.J. Maxx, just make an online card application. It only takes a few minutes.

Any application for a new card will be reviewed and will be approved (or rejected) in a short period. You’ll need to activate your card before buying anything. You can also start the activation from the official bank site. The site also gives you a choice to make a new credit card account for cardholders that are new to TJX.

How to Login to your TJX Rewards Credit Card

Now that you have attained the credit card, next, you can further login to the Synchrony bank platform. It will let you pay for your credit card, view how much balance is in the card, and the rewards you get from your credit card. You just have to log in to the online platform to do all this.

  1. To get into the credit card account to make bill payments, make sure you visit your official bank site.
  2. Now, on the official website, you will be able to see TJ Maxx Secure Login.
  3. Next, you need to key in the username and account password for the credit card.
  4. Once you key in all the login credentials you can safely log in.

However, if the cardholder is a brand new user, there might be a requirement to make a new online account. However, if there are problems in making your new account, this guide will make you understand the whole procedure.

T.J. Maxx Online Access for Credit Card Payments

You have obtained your new card. Next, you want to pay online for the card. After that, you have to register to gain card access on the internet. Then, an entirely new banking account will be created online for the newly activated card.

  1. First, you are required to visit the official bank page of Synchrony.
  2. Next, you can click on “Register” for a new credit cardholder.

This option is for people who just got their new cards and have not made a new online account.

  1. Register on the online registration portal to register your account.
  2. Once on the page, you will have to key in the payment credentials for example credit card number and billing zip code.
  3. After stating that all the info is all correct, continue to the next level.
  4. After creating your account, you can access it for your credit card. Then, you can pay for your bills from the account online.

Handling the card, looking at bill statements, and paying bills accordingly.

Note: You have to go through all these steps to register for a new ID. After card activation, the account ID has to be registered.

So How to Login to Your TJX Account to Make Card Payments?

The Synchrony platform has different payment options. The options available are Autopay, single payment options, and multiple payment options. You can either make bill payments, services, or pay bills. Another thing you can do is to pay for things using a mobile device. Mobile phone payments are entirely free of charge. Credit cards and gift certificates are not counted as paid.

  1. Payments made at one-go can be done with the online credit card ID.
  2. However, you have to enter your account by logging in and pay for bills.
  3. Next, pick the payment amount you want to pay, the payment date, and the source of payment before paying.
  4. After you review everything, click on Submit.
  5. Shortly, you will receive an email for a confirmation from the credit card bank.

The steps above will let you make credit card payments with a user ID online.

How to Get an User ID for Your Card?

If the username is missing and you cannot recall the TJX credit card user ID. The lost user ID can easily be retrieved from the Synchrony Bank portal.

Try to retrieve your User ID from the Synchrony bank TJ Maxx official home page.

start by pressing on “Find User ID”.

Next, it will send you to the website page to locate your username.

On the page, you have to key in your Credit Card Number as well as the Zip Code.

Right after justifying all the data is valid, start searching for your username by tapping on “Find User ID”.

Trying to Reset Password for Your Credit Card?

You have lost the credit card login information. Reset your password on the main website page.

  1. Start by clicking on “Reset Password” button right below secure login.
  2. You will go straight to the part where you can reset your login information.
  3. Next, you will have to key in the User ID and Zip Code to correctly reset the password.
  4. After inputting all the data correctly, click on “Continue”.
  5. You will then be taken to the next page.
  6. You’ll be able to reset your password there.

Applying for A Platinum MasterCard on TJX Rewards?

IF you feel that the card is great for you, you should apply for it. You can make an online application to get this card. There are two different cards. The first is a Platinum card, the other one is a credit card.

In general, it is a MasterCard. The card requires a high qualification to be eligible for the card. So if the person applying is not eligible for the card, they will be considered for being accepted by the other card. You have to follow a certain procedure to fill out the application. After that, your application will be reviewed. After reviewing your credit, the card will obtain approval right away.

First, chck out the application form for the TJX credit card.

Next, you will be directed to another page to apply for a credit card.

On the application page, you will have to fill in your personal data and contact information.

  • Private data like full name, birthdate, email I.D, mobile number. etc.
  • Residence address
  • Net annual salary
  • SSN

After keying in the correct data correctly, click “Continue” to proceed.

Next, you have to send in your credit report data.

Based on your data, you either get the first card on the second one.

After getting your card approved, the next step is card activation. You also have to go through this procedure before using the card.

Activating Your New Credit Card

It is the final stage you have to do before logging in. Users will need to make a card activation before being able to use their card account. If you want to make a card activation, there are two methods you can take.

  • Card activations can also be done with a mobile number.
  • You can also make card activation using online platforms.

If you choose online, go to the online activation page.

Here, you get to key in the card number, last four digits of the SSN, and the card security code.

After keying in all the relevant data, make a card activation.

Now that there is card activation, it is possible to apply to get access online to view the account.

How to Pay for the Credit Card Using a Phone

The bank’s customer service agent will aid you in paying for your bills on the phone directly. You can call the hotline for the cards listed below:

  • The number for Store Credit Card: 800-952-6133
  • The number for MasterCard: 877-890-3150

To call the customer service for the MasterCard:

  • The working hours are 8.00 a.m. to 12.00 a.m., Mon to Fri.
  • On Saturday, the working hours are 9.00 a.m. to 12.00 a.m. EST.
  • On Sunday, the working hours are 9 a.m. to 9 p.m.

You can also talk directly to a customer service agent. A customer service agent will give you help to make card payments via call. TJX also give their users rewards by a call system.

Note No additional fees as long as you use a deposit account to pay your bills.

How to Pay your Bill by Mail

Next, there is an option to get a monthly statement in the paper for the credit card. After that, it will be sent to your home registered address via a payment coupon.

The cardholders that chose to get their bill statements online can opt to print out their monthly statement. It is also possible to find the billing coupon mail address. If you cannot locate the mailing address, then the card overdue charges can be paid to the address below:

 

When using MasterCard, you can opt for the payment address below:

Address for MasterCard Accounts:

P.O. Box 530949

Atlanta, GA 30353-0949

Address for Credit Cards:

P.O. Box 530948

Atlanta, GA 30353-0948

Credit Card Vs. Platinum MasterCard Reviews

The bank gives two unique cards to their clients.

  • TJX Platinum MasterCard
  • TJX Credit Card
  • The primary card will apply to T.J. Maxx and other affiliate shops. The next card is a Platinum card. The card is recognized internationally.
  • Both cards will get reward points for shopping. There are also certain unique benefits for cardholders.
  • Most of the store cards also have certain APR that should be avoided.
  • Both cards do not have annual fees charged to them.
  • Both cards have APR less than 30%.

TJX Rewards System

The primary credit card gives the cardholder 5 points on each dollar that they spend on each purchase that is made on:

  • Home Goods
  • TJX
  • Marshalls
  • Sierra Trading Post

The card does not have a limit to the points that you can earn. Clients will reap a reward certificate of 10 USD for every 1000 points earned. Thus, a reward certificate will get 5% off each good acquisition.

Rewards for the Platinum Card

The card also gives the user five reward points mentioned above, but for each dollar spent in another place, 1 point is given.

TJX Advantages for the Card

TJX users will get 10% off their first purchase. Credit card users will gain access to certain time periods for shopping. Moreover, they will gain other benefits all through different periods on certain occasions.

Platinum MasterCard Rewards

The card also has many of the advantages mentioned above. There are also many different advantages received from MasterCard.

The shopping you get will have protection on the good pricings and Extra Warranty on individual purchases. The card will give the users services that can identify theft as well.

Costs of Each Card

TJX Rewards Credit Card

  • The APR for the card is 29.24%.
  • APR does not apply for advanced cash.
  • Overseas transaction fees do not apply as well.

TJX Platinum MasterCard

  • The APR for the card is 29.24%.
  • APR does not apply for advanced cash.
  • Overseas transaction fees do not apply as well.

Fees of Each Card

TJX Rewards Credit Card

  • Zero Annual Fee
  • Late fee penalty – 35 USD

TJX Platinum MasterCard

  • Zero Annual Fee
  • Late fee penalty – 35 USD

FAQs

What Can You Do If the Card Payment is Overdue?

The store lets clients pay in about 23 days. They have to pay the due minimum amount. So, when the billing cycle ends, you have to make payment within 23 days.

There is also a penalty of late charges of 35 USD. So you have to pay the bill before 5 p.m. EST on the due date.

You can make the delayed payment on the internet, by call, or using mail order.

 

How Do You Make Monthly Payments for the Card?

The cardholders are able to make a bill payment monthly on the official bank site.

Most cardholders opt to make payments using mail to the store.

Note: The credit card has high-interest rates. However, the buyer is not required to pay the yearly fees.

You might want to clear pay off your balance each month before it is overdue. It can earn a lot of reward points by doing so.

What Is the Least Credit Score I Need to Have to Get My Card?

The credit score required is about 620. Anything above is also acceptable. It is also known that the higher your credit score, the more likely you can get your cards from the store.

The Same Cards For Login Purposes

  • Credit One
  • Mercury
  • Toys R Us

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