Reflex Credit Card Login – Payment, Guide and Review

The reflex master card (Reflex Credit Card Login) says that it gives respite for those facing a financially challenging situation by helping them to get out of the mess. Yet, considering the burgeoning fees it is associated with, has made people think twice. Let’s now take a look at the features and other details associated during the time when you log in to reflex credit card:-

Features of the reflex credit card

  • Yearly Fee

The card charges $125 from the users in the first year while a bit lower at $96 later on

  • Monthly Fee

As part of maintenance, there is a charge of $10 which indeed amounts to $120 on an annual basis. However, good thing is that you don’t have to pay the fees if it is your first year.

  • Late fees

It is but natural for users to be late due to some unavoidable scenarios. However, understandably, late fees come with a certain cost and the reflex credit card charges $39 for each of it.

The fee associated with Cash advancement

On payment of cash in advance, you are subjected to $5 or 5% of cash, whichever is more.

Fees associated with making the foreign transaction

It is 3% for every transaction you do

So, once you create a reflex credit card login, you can view the above details like account briefings, make transitions, create payments, in short everything associated with your account.

Pros and Cons of Reflex Credit Card Login


  • Satisfactory credit limit of $500
  • Helps you to improve credit score, if you use sensibly without any temptations
  • Reflex Mastercard sends monthly reports to three prominent credit bureaus for indirectly giving you favorable marketing exposure.
  • Increasing Card limit:- This is the moment that you have been waiting for. Yes, if you are looking to get an increased credit card limit, then that can be done after a year. So, create a favorable situation for yourself while proving yourself to be worthy of the same with intelligent financial moves.


  • Although, there is a credit limit of $500, yet you will find there are various charges being levied which substantially lowers the limit.
  • Various charges associated with this bank:- There is a natural expectation for users from a card which proves to financially strengthen the conditions, but many believe that owning the card comes at a certain cost.
    What is that?
  • Well, there are certain charges which as a whole, literally becomes too high for someone in need of money, in the first case

Reflex Credit Card Activation

Upon receiving the credit card, your next move is understandably to activate it right? Yes, indeed, it is very easy to do the same. You need to dial the number 1-800-527-4406. Based on the instructions you have followed, you can surely get it activated. You know that you have now reflex credit card account login details with you.

Reflex credit card payment login


In order to login to your account

Once it is finally up and working, now it is the time for you to move ahead, but here is a strong recommendation, that you should use it wisely. Yes, you can pay for your groceries or purchase things of your necessities and prove yourself to be a responsible owner who uses his card wisely. Yes, don’t get tempted, because owning the credit card has its own set of responsibilities and you need to put a matured and responsible front as well.

Once you have done Reflex credit card login, you can do 24/7 online banking function.

Billing Statements

You can check the E-statement function for obtaining your billing assertion online. You can do reflex credit card account login to your account for the same. Reflex customer service phone number

You can get in touch with an agent on 800 854 7848, (toll-free), 801 363 6500, (Phone)

Customer reviews

Considering the reviews about Reflex Credit Card Login available online, many find it to have lots of charges which deters them. Even though you apply for the unsecured version of this card, thinking that you don’t have to require any deposit, but you know what? Reflex reviews your application for a secured card allowing for a refundable security deposit charge based on the value which may amount to $50, $100, $150 or $500

Also, check 

Final thoughts

Reflex may justify their stand saying that since they are subjected to serving a certain section which is primarily having high risk, that’s why they are having high fees but customers seriously need to think about it.

Hence, it is important for you to need to be sure whether you can face the expenses associated with this card or not and then only you should go further with this. There have also been reports of fraudulent activities which people have complained too.

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